1. Find business ideas with minimal investment

The idea to add an extra private penny to the main income, and even better, visits many. But most dismiss it immediately: there are too many examples of ambitious but unsuccessful entrepreneurs who risked their money and went bankrupt.

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And where to get this start-up capital? Where to direct your efforts? Moreover, the market is so volatile, and financial crises one after another shake the world economy.

Oddly enough, you can create your own enterprise with a starting capital of less than 50 thousand rubles. And there are many options: consulting services, or on-site car diagnostics, lunch delivery, and so on.

It is important to find your niche and understand where to start. You will need to go through the following steps.

1. Find business ideas with minimal investment

You need to start by determining the segment in which you can prove yourself. If you plan to spend a minimum of funds, then it is obvious that you will have very few employees, and at the initial stage, most likely, you will have to do everything yourself.

It follows from this that there will be no advisers either: the Internet does not count - there is not always reliable information here, and it is unlikely that you will be able to find a good consultant on the cheap.

It turns out that it is better to do what you understand. You don't have to be a company manager to know how things work. If you were a furniture upholsterer in a factory, then almost all the pitfalls of this production are known to you.

At a minimum, the initial cost of materials, the list of suppliers, distribution channels, possible damage - all this is already in your asset. It is worth trying to make furniture yourself.

Worked as an accountant and Then you can easily find clients from among individual entrepreneurs who will gladly shift the responsibility for accounting and reporting to you.

The same applies to nannies, educators - why not organize an agency for hiring domestic staff, teachers - an agency or a coworker company of tutors will certainly be in demand, and so on.

2. Make a decision: side job or real business

At the stage of searching for a profile of your enterprise with small investments, it is important not to confuse your business with a side job. Wherever you start you must have a clear plan, How will you develop in the future?

There are various options, including:

• Attract more and more staff are investing in marketing, providing themselves with an arithmetic increase in income. This is how recruitment agencies, translation agencies and others work.
• improve, modify their services, products, expand the range. For example, over time, in addition to accounting services, start providing customers with
• Bring something new to the market, original, released under its own brand. Starting with, you can gradually develop your own brand and supply finished products or semi-finished products, say, packaged pies, to small shops.

These are not all options for developing your future business. Let now it starts small, you need to focus on the fact that in the end your company will take a worthy market share.

3. Assess the market

It is extremely difficult to assess the market without sufficient tools. Large companies pay a lot of money for such research. But at the initial stage, a lot is not needed, just to understand whether the enterprise will be profitable or not.

Without this step, it will not be possible to create at least approximate

Depending on the market sector you have chosen and the size of the enterprise, the evaluation strategy will be different. But in general, you need to understand the following things:

• how many competitors do you have (specifically for your product / service, in your price segment, in the area that you plan to serve);
• whether you can offer the same or similar product/service at the same price;
• Can your business stand out if you offer lower prices?
• what means of advertising and marketing are most effective for your target audience, that is, potential buyers.

How to get all this data yourself?

Without outside help, you can do the following:

• Study advertisements of competitors in newspapers, on television, on the Internet.
• You may have to play the role of a dummy buyer in order to understand what exactly other manufacturers are trying to win the attention of consumers.
• You can contact your potential buyers directly, for example, draw up a price list and drive around the shops with it, communicate with those responsible for purchases.
• Make a table of prices for products / services similar to yours.
• Write your own free or low-cost ads in various media, evaluate how many potential buyers contacted you, understand what they need.

You may need some additional information specific to your company. By collecting this data, you will at least approximately know what other business sharks are found in the basin where you plan to settle.

4. Overall cost estimate

For each specific type of activity, even for an individual company, there will be special items of expenditure. These may include costs for:

• , obtaining permits;
• rental property;
• rent/purchase of machinery or equipment;
• repair;
• communal payments;
• arrangement (purchase of computers, utensils, equipment for staff, and so on);
• employees' salaries;
• services to third parties (carriers, repairmen, electricians and others);
• advertising, marketing activities;
• negotiations with investors, customers, suppliers, buyers;
• zero cycle of the company (before the receipt of revenue).

The list of expenditure items should be as wide as possible.

Perhaps not all of them at the beginning of the existence of the company will require financial injections, but at least it is worth knowing that they exist before the main work on creating the enterprise begins. Note that this does not include articles on the production and sale of goods.

5. Draft a business plan

A very voluminous document, which is compiled for potential investors. We, as the founder of the enterprise, are only interested in its financial part.

It is optimal, of course, to turn to specialists who will tell you what hidden cost items a company with a small budget has, and will also help you draw up a draft business plan. But if this is not financially feasible, you can try to do it on your own.

What should a business plan include?

a) the expenditure part, which consists of:

• lump sum payments;
• monthly payments;
• purchasing costs;
• the cost of producing a unit of output;
• the cost of selling a unit of output.

b) the revenue part, which consists of:

• minimum/maximum production capacity;
• minimum/maximum sales opportunities.

c) conclusions:

• break-even point (how much you need to sell to break even, that is, stop making a loss and start making a profit);
• optimistic/pessimistic payback period of the enterprise.

5. Officially register your business

Now that the profile of the enterprise, its estimated income, and short-term prospects have been determined, you can choose the form of ownership and the system of taxation.

The most common forms of ownership for your business with small investments:

• One or more founders can create a company. An LLC is liable for its debts only with its own property - the personal funds of the founders are inviolable. The reporting system and the business system in general are quite cumbersome.
• KFH. A farm is a legal entity that several land owners can create by agreement. A convenient option for those who are engaged in activities in the field of agriculture. It implies a number of benefits, low taxes, a simple reporting system.
• IP. According to the Civil Code of the Russian Federation in Article 23, any citizen who wants to receive commercial benefits from his activities can. Registration and reporting system are very simple, but the individual entrepreneur is responsible to creditors with all his property. Recently, it can hire a large number of employees (up to 100).

The procedure for registration of IP, LLC and KFH is carried out at the place of their official registration (at the place of registration).

What documents are required?

The following documents will be required:

• IP: application form P21001, receipt for 800 rubles on payment of the state fee, passport.
• OOO: application form Р11001, decision on the creation of a legal entity (minutes, agreement of founders or, constituent documents in two copies, receipt of payment of state duty in the amount of 4000 rubles. A contribution to the authorized capital can be made within four months after registration.
• KFH without the formation of a legal entity (subsequently, a legal entity can be formalized): the procedure is the same as for an individual entrepreneur, information about the head is entered in the state register of individual entrepreneurs.

After registering your enterprise at the official level, you can open current accounts, order printing (both individual entrepreneurs and legal entities can now work without it), choose a taxation system and carry out production and commercial activities.

And most importantly: one must not lose faith in oneself and be flexible if circumstances change. Then all plans will be realized, and the business will bring both income and pleasure.

What kind of business can be opened with minimal investment?

In theory, everything sounds relatively simple, especially with regard to the first and second points. But now you have found your field of activity - decided to grow and sell herbs, say, dill. What exactly should you do:

1. We decided that we plan to grow greens, or rather, dill. Since we do not have a site, at first it will have to rent.

2. Our new business will be quite time consuming, so it must generate income in excess of Subsequently, it will be possible to expand the range of greens, involve hired people in the work, start selling not only to sellers in small retail outlets, but also to large retail chains, which will significantly increase turnover.

3. Let's say the sphere of our interests is a certain City. As in most similar cities, in it the demand for small wholesale greenery significantly exceeds the supply. The wholesale price fluctuates depending on the season and is approximately 100-200 rubles per kilogram. Under the condition of processing and packaging, you can get more.

After placing ads on the Internet, we can say with confidence that the sales market is consistently high, at least for the coming season.

So, we have collected the following information:

• we have practically no competitors, and if they exist, they do not saturate the market;
• we, most likely, will be able to offer goods at a price of 100 rubles per 1 kg (we will carry out exact calculations later);
• there is no need to lower the price: the demand is already great, but if necessary, we have a reserve for lowering;
• free classified ads on the internet, as well as low-cost placements in the City's local newspaper, will suffice.

There is a free niche for the production and sale of dill at the prices that we are ready to offer in the City. We will not feel serious competition. At the first stage, the costs of promoting products on the market will be insignificant.

Growing Greens for Sale: A Business Plan Based on Costs and Income

Possible costs are:

• registration as an individual entrepreneur, opening a bank account, ordering seals - 6 thousand rubles;
• as we choose the payment of the unified agricultural tax - this is 6% of the goods sold;
• rent of a plot of 10 acres, 10 km from the city - 1 thousand rubles per month (12 thousand per year);
• at the initial stage, we manage with our own tools;
• advertising costs - none (small wholesale buyers can be easily found via the Internet).

We are going to build an approximate business plan for the 1st financial year. We will calculate the annual profit / loss.

It is planned that during the year we will be able to sow and grow products at least twice (in fact, you can get three harvests in the open field).

Products will be grown and sold as much as possible:

• 1000m 2 * 1.5 kg (yield per square) * 2 (two crops per year) * 100 rubles (price per 1 kg) \u003d 300,000. We immediately subtract 6% of the UAT tax, we get 282,000
• We will consider 30% of the maximum as the minimum possible (it is difficult to plan in agriculture). That is, in the worst case scenario, we will receive revenue of 100 thousand rubles, which, minus tax, will amount to 94 thousand.
• Purchase of planting material and top dressing for dill - 30 thousand.
• Transportation of products to customers - 15 thousand (30 trips of 40 km are taken into account).
• The cost of renting a plot - 12 thousand.
• Registration costs - 6 thousand.

What kind of income can you get?

• maximum income - 119 thousand.
• minimum income - 31 thousand.

Even in case of crop failure, activity will be financially profitable. However, it should be noted that there are shortcomings in this business plan.

Firstly, it is not taken into account that the individual entrepreneur owes 22,261 for medical insurance. Secondly, there are no transport costs, and after all, the individual entrepreneur must get to his site daily, and even with tools and fertilizers.

But in any case, it is obvious that this type of activity is break-even, and when forming a permanent client base and expanding it is very profitable.

Still not sure which business to open with minimal investment? Watch the following video guide: